UtilmoSpreadsheets and guides to put your money and paperwork in order.
Guide

Freelance invoice tracker

Late payments hurt more than a slow month. A tracker makes the unpaid invoices visible every day.

Columns that matter

Cash flow view

Sum what you expect to collect by month and compare it with what you must pay. Set aside a share for taxes when each invoice is paid; ask your accountant what share applies to you.

Good habits

General information, not financial, tax or legal advice. Examples use made-up numbers.

Excel and Google Sheets template

Freelancer Invoice Tracker

Flags open and overdue invoices, ages late payments and shows how much to set aside for taxes.

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