Spreadsheets that do the math for you
Simple, tested templates for freelancers and households. Pay once in US dollars on Gumroad and download instantly. No subscription.
Personal Finance Planner
Log income and expenses, set a monthly budget per category and track your savings goals in one spreadsheet.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Pricing & Margin Calculator
Enter cost, shipping and the margin you want, and see the exact price to charge on up to three sales channels.
US$ 15Get it on GumroadPrefer PayPal? Buy on Payhip
Freelancer Contract Pack
Agreement, NDA, proposal, quote and more, in plain language and ready to edit, from first proposal to final payment.
US$ 19Get it on GumroadPrefer PayPal? Buy on Payhip
Debt Payoff Planner
List your debts, add what extra you can pay, pick Snowball or Avalanche and see the month you become debt-free.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Group Expense Splitter
Log shared expenses and get one table showing who pays whom to settle up. For roommates, trips and couples.
US$ 9Get it on GumroadPrefer PayPal? Buy on Payhip
Freelancer Invoice Tracker
Flags open and overdue invoices, ages late payments and shows how much to set aside for taxes.
US$ 14Get it on GumroadPrefer PayPal? Buy on Payhip
Subscription Tracker
List everything that renews and see your monthly and yearly cost, with alerts before each renewal.
US$ 9Get it on GumroadPrefer PayPal? Buy on Payhip
Annual Money Plan 2027
12-month budget and savings planner: income, fixed and variable costs, installments and goals, with optional inflation and second-currency view. The file includes the English version.
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Stock, Budget & Sales Tracker
Every sale lowers stock and every purchase counts as spending, with reorder alerts, plan vs. actual by month and a dashboard.
US$ 19Get it on GumroadPrefer PayPal? Buy on Payhip
Overtime & Time-Off Tracker
Log extra hours and see each person's balance of hours and days to take, kept apart from official leave.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Household Chore & Routine Planner
List every recurring chore once and see what is overdue, due today and coming this week, with a printable weekly checklist.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Trip Checklist + Packing List
Enter your departure date and see what to do and by when, plus a packing list that adapts to your trip.
US$ 6Get it on GumroadPrefer PayPal? Buy on Payhip
Trip Planner Bundle
The trip checklist and packing list plus the travel budget planner, all sharing the same trip details.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Travel Budget Planner
Plan trip costs in any currency, compare planned vs. actual and track daily spending.
US$ 10Get it on GumroadPrefer PayPal? Buy on Payhip
Wedding & Party Budget Planner
Budget, vendors, payment dates and guest list for a wedding or party, with overdue payments highlighted.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Holiday Gift & Dinner Planner
Track gifts, scale the dinner shopping list to your guests and see who owes whom.
US$ 8Get it on GumroadPrefer PayPal? Buy on Payhip
Back-to-School Budget
Supplies, uniforms and fees per child against a school-year budget.
US$ 8Get it on GumroadPrefer PayPal? Buy on Payhip
Rental Property Rent Tracker
Track leases, scheduled rent increases and payments, see who is late and compare expected vs. collected rent.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Family Health & Medical Claims Organizer
Vaccines, appointments, expiring documents and insurance claims for the whole family in one workbook.
US$ 12Get it on GumroadPrefer PayPal? Buy on Payhip
Moving Planner & Cost Calculator
Moving timeline, packing list and cost estimate in one workbook.
US$ 9Get it on GumroadPrefer PayPal? Buy on Payhip
Market Stall & Pop-Up Break-Even Planner
Find how many sales cover your stall costs, and what to price each item.
US$ 8Get it on GumroadPrefer PayPal? Buy on Payhip
Guides
- Monthly budget spreadsheet
- Debt snowball vs avalanche
- Pricing calculator for Etsy, Amazon and Shopify
- Freelance invoice tracker
- Subscription tracker spreadsheet
- Inventory spreadsheet for a small business
- How to calculate overtime pay
- Holiday gift budget spreadsheet
- Packing list template
- Travel budget spreadsheet
- Wedding budget spreadsheet
- How to split expenses with roommates
- Rent tracker for landlords
- Freelance contract template
- Craft fair break-even calculator
Looking for Argentine tax and payroll tools (Monotributo, aguinaldo, rent updates)? Those are in Spanish on the main site.