UtilmoSpreadsheets and guides to put your money and paperwork in order.
Guide

Holiday gift budget spreadsheet

December spending goes over plan in small steps. One sheet with a limit per person keeps it visible.

Set the total first

Decide what you can spend in total, then split it: gifts, food, decorations, travel. The total comes first so the list adapts to it, not the other way round.

Gift list columns

The dinner

Write the shopping list for a base number of guests and scale it: quantity = base quantity x guests / base guests.

Shared costs

If several people pay for the dinner, log who paid what and settle at the end with one transfer per person instead of many small ones.

General information, not financial, tax or legal advice. Examples use made-up numbers.

Excel and Google Sheets template

Holiday Gift & Dinner Planner

Track gifts, scale the dinner shopping list to your guests and see who owes whom.

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