Net worth calculator
Add up what you own, subtract what you owe, and see your net worth, your debt-to-asset ratio and how your assets are split.
Net Worth Tracker 2027
One number is a snapshot. Track it every month with charts and a 2027 goal.
How the math works
Net worth = total assets − total liabilities. Debt-to-asset ratio = liabilities ÷ assets. Example: assets of $101,160 and liabilities of $25,760 give a net worth of $75,400 and a ratio of 25.5%. Use today's values: what your home or car would sell for, and the balance you still owe on each debt.
What is a good net worth?
There is no single good number: it depends on age, income and where you live. The most useful comparison is with yourself a few months ago, which is why tracking it over time matters more than one snapshot.
What is a good debt-to-asset ratio?
Lower means you own more of what you have. The trend matters more than the level: a ratio that falls month after month means you are paying down debt or building assets.
Should I include my home and car?
Yes, at a realistic resale value, and include the mortgage and car loan as liabilities. Cars usually lose value every year, so update the value when you check.
Organizing tool, not financial advice. Examples use made-up numbers.